"This was a very informative and engaging course. Marinella took the time to address any questions or concerns that came up. Marinella created a open and inviting platform for discussion. A lot of knowledge was shared in a concise and organized manner. The course covered many valuable topics not only for private lending but for business practice in general. I would highly recommend the course."

"My first time experience has been amazing (Higher Ground). It was great to meet new members and learn so much from their different journeys and mind set. I look forward to the next session. Thank you so much."

"I had the chance to meet with Marinella Nicolosi who has been extremely helpful and fun to interact with. I strongly recommend if you are a private lender or an issuer to reach out to her!"

"It was a great call, Marinella was able to explain to us a lot within 30 minutes and shared some contacts to point us in the right direction and next steps. Thank you."

"Amazing networking event! Really enjoyed Higher Ground mixed with networking. I met three new people today in the breakout rooms! Thank you for organizing this Marinella!"

"Marinella is very knowledgeable about private lending. She practices what she preaches, willing to share her expertise. Right after the consult, Marinella also provided additional resources via email. I was late joining the zoom call but she was forgiving and gracious. Highly recommend Marinella."


"Marinella was a wealth of knowledge and gave me some great insights into the private lending and investing markets. She took the time to get to know me, understand my needs and help me in any way she could. She went the extra mile in connecting me with some quality contacts to further my learning."

"Marinella was interesting, helpful and cordial. She knows her stuff and wisely specializes to assist Lenders in the Real Estate arena. We highly recommend her."

"Excellent Service. I was very happy and pleased. I had just a 30 minute meeting with Marinella and it was mind-blowing. She is very knowledgeable in Private Lending and she was able to provide good information and advice on the next step. I strongly recommend this company."

"Very informative meeting with Marinella. I learned a lot and I’m looking forward to learning more as we continue to network and get to know each other better."


"So much value. It was a pleasure spending the weekend with you learning about all aspects of private lending. I'm looking forward to putting it into practice. Thank you."


"Thank you Marinella! The course exceeded my expectations. I am very happy I committed to taking it, so valuable! I look forward to keeping in touch with this wonderful group."

"Marinella is a gem! She is very knowledgeable about private lending and knows what to look out for when lending on projects. Some people think private lending is easy and you just give your money. She teaches you to make smart investments, and grow private lending as a business, not just a 1-off thing. She also cares...deeply...about the people around her. Reach out. You won't be disappointed."

Marinella Nicolosi I cannot begin to express how incredible this weekend was. I was paralyzed by a lack of knowledge and fear. Now I have everything I need to get started SMARTly. I am so excited. Thank you from the bottom of my heart for sharing your passion, knowledge and kind soul with us."

"What a breath of fresh air this weekend was! Marinella Nicolosi your dedication and passion to us and your craft was incredible “didn’t even take a sip of water” I believe in you and your mission! Thank you so much for having me - I’ve learned so much - not just on the lending, but about myself. Needed that badly. Can’t wait to see that smile and all those smiling faces on Friday!!!"

"Fantastic, comprehensive, and interactive course! The knowledge I gained over the past three days has given me the confidence to start my private lending journey. This course provided the essential tools and resources for due diligence and helped set expectations for lender-borrower relationships. I highly recommend it to both experienced and novice private lenders and real estate investors."